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MORTGAGE PROGRAMS
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As a mortgage broker Stone Mountain Financial has the ability to utilize the wide array of different products and programs offered by the nations elite wholesale lending institutions. Over time we have cultivated relationships with the industry leading wholesale lenders who offer the very best loan programs with the most competitive interest rates. This means that we are able to offer our customers the particular loan option that best meets his/her specific needs at the lowest rate available.
When determining which program is best for you we consider a number of different factors, such as, how long you plan to live in the home or how much equity you currently have. The truth is that not everyone is in the same situation so everyone should not have the same mortgage. Let us do an individual mortgage analysis to determine the loan program that will be most cost effective for you personally.
The following are just a few of the outstanding loan programs Stone Mountain Financial currently offers:
- Conventional and Jumbo 30 year, 15 year, and 10 year fixed rate loans.
- 3 year, 5 year, and 7 year Adjustable Rate Loans which are amortized over 30 years with a fixed term for the first 3, 5, or 7 year period.
- Stated income loans that require little or no documentation.
- No money down, 100%, 103%, and 107% purchase or refinance loans (finance closing costs or consolidate debts).
- Home Equity Lines of Credit, Second Mortgages, and Debt Consolidation Loans.
- No-fee/streamline mortgages where you don't pay any closing costs.
- Interest-only payment loans.
Contact us today to determine which program is best for you.
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